In today's challenging Riverside real estate market, selecting the right real estate agent is crucial. It can make all the difference in the world. Whether you're planning on buying, selling, or you just have a question, feel free to call Sharon Roberts.
Selling? I Can Help You ...
Our Team Obtains the Highest Average Sale Price For Their Sellers in Comparison to Other Real Estate Companies. Your listing will be featured on just about 200 websites for maximum exposure.
If you owe more on your property than what is worth, I can also help you.
Are you in a loan you can not afford?
Are you late on your mortgage payments?
Are you in a hardship and can no longer afford your home payment?
Is your mortgage going to adjust soon and you will not be able to afford the new payment?
I am a Certified Short Sale Specialist. I will negotiate with the bank for the release and short payoff of the lein so you can be free again and begin a new start..
Pricing is important but it’s not the only factor to compete in today’s very different market. I can market your property with a proven system that generates interest, calls and offers. Whether you are in distress or not, I have ways to structure your transaction so that you come out the winner!
Buying? Investing in Real Estate?
Interest rates are at a low. Prices are competitive. Homes are now affordable for first time buyers. Many investors are purchasing additional properties. Record quantities of bank owned and pre-foreclosure homes are on the market. Making sure your offer is accepted by the bank is crucial in acquiring this type of property. My expertise in this area will be instrumental to you. Even traditional sellers must price now to compete in this market and I can make your offer very attractive to any kind of seller.
Buying and selling real estate is one of the most important endeavors in life. In today’s fast changing Riverside or San Bernardino County California real estate world, it is crucial to work with a real estate agent who knows the market, works like a business consultant and negotiates the best value for you. Whether you are buying Riverside homes or San Bernardino homes, building a new custom home or selling your existing home to relocate near or far, you want the process to be smooth and easy.
A real estate transaction is a process that requires cooperation of many entities. I work with a team of professionals who will facilitate a smooth and quick completion of this process. The result is world class service to my clients.
Thinking of moving to the Inland Empire? Riverside County California real estate, San Bernardino County real estate and the better known city of Corona California real estate provides larger lots, huge square footage homes and panoramic views. Now is a great time to invest in this fast growing area.
Whether searching for Riverside California or Moreno Valley real estate, or homes in any of the other nearby locals, I can help. Please use the resources on this website to search our listings, get information about various communities, relocation information, learn more about me, send referrals, and contact a Riverside real estate agent, such as myself, for further assistance or expert advice with no obligation. I am honored to be your Riverside realtor of choice.
Short Sale
Short Sale or Short Pay off is a process of negotiating with the lender to agree to sell the property for less than what is owed by the borrower. The lender also pays for all the costs of selling the property such as escrow, title insurance, any delinquent property taxes, etc.
Lenders have different requirements to accept a short sale. The home owner has to establish a e hardship in order to get a short sale approval. The hardship can be financial, loss of job, income change, health issues, divorce, job transfer, or any other reason that can explain why the borrower can not afford the payments or has to move to a new area.
Advantages of Short Sale
Avoid Foreclosure
Save Credit
No out of pocket expenses
No tax consequences for primary residence
When to do a short sale?
The property value is less than the amount owed. And, the home owner has to move or can not afford the monthly payments
What documents are needed for Short Sale?
Generally, lenders have different requirements but almost always they end up asking for some or all of the documents below:
Hardship Letter
Two months bank statements
Two years Tax returns
Financial Statement
Two paycheck stubs
Authorization to release information
Residential Listing Agreement
Purchase Agreement
Estimated HUD1
I have helped many home owners to short sale their home and get a fresh start in life. Please call me at 951-660-1708 to find out how to short sale your upside down property.
Riverside Short Sale, Moreno Valley Short Sale, Corona Short Sale
REO Bank Owned Properties
REO or real estate owned homes are properties that have been foreclosed by lenders, creditors or government agencies because the homeowner (or mortgagee) failed to make mortgage payments or property taxes on the property. Also called bank-owned foreclosures REO homes are in great demand today because of the growing number of foreclosures and declining prices. Generally banks, private institutions and government agencies repossess the homes of delinquent borrowers and sell them to the general population.
For real estate investors and homebuyers, bank-owned properties and REOs offer opportunities that are not available in the Pre-foreclosure and auction phase of the foreclosure process . Buying bank-owned real estate offers the foreclosure buyer many advantages:
Bank-owned properties are usually sold at below-market prices with great terms like low down payments and low interest rates.
Buying bank-owned properties involves less risk and less competition.
Foreclosures that are owned by banks are usually clear of any liens that may have been recorded against the property.
Since the seller of REO homes is also the lender, you can negotiate with the bank to have them pay for all or some of the closing costs.
Bank-owned properties are usually vacant because the banks have evicted the previous owner, saving the investor or homebuyer time, money and emotional toll involved in the eviction process.
I have helped many buyers to get an offer accepted on a REO property. Please call me to find out how to find and purchase a REO property in the area you desire.
I ALSO REPRESENT MANY BANKS AS A LISTING AGENT AND CAN PROVIDE A SNEAK PREVIEW OF BANK OWNED PROPERTIES THAT I WILL BE PUTTING ON THE MARKET SOON.
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